Advice and Support

Insurance for listed buildings: General guidance

Key information about cover for listed buildings.

1 General guidance

Owners are responsible for deciding what insurance they need to cover possible risks and to protect the value of their building. Because of the likely age and character of a listed building, repair costs and insurance premiums may be more expensive than for an equivalent modern building.

As specialist skills may be needed for reinstatement, which may also need listed building consent, many insurers will adjust premiums to reflect this process. An up-to-date building valuation will help insurers assess the risk more accurately.  

Our Managing Change guidance on Fire and Historic Buildings contains specific advice on fire risk and restoration.

2 Sources of further information

These bodies may also be able to provide further advice:

British Insurance Brokers' Association (BIBA)
Telephone: 0370 950 1790

Association of British Insurers (ABI)
Telephone: 0207 600 3333